Now you can receive 5% off with your Target REDcard (store credit or Visa credit card). Unlike other similar programs, there were no perks in using the card such as accrued points, discounts, cash back, etc. Well, Target has finally added a benefit to using your REDcard. An additional 5% discount is applied to all purchases online or in-store. Yesterday, that discount saved us $8! Use it online through Ebates and get additional cash back!